NDHFA is a self-supporting and mission-driven state agency dedicated to making housing affordable for all North Dakotans. We offer affordable home financing to low- to moderate-income families, and help to ensure the continued availability of suitable rental housing for households of modest means while focusing on the overall housing needs of our state’s growing communities.


We are knowledgeable, passionate and committed to making continuous improvements providing the best service to current and future clients. 


We hold ourselves accountable as industry leaders and collaborate with our housing partners to enhance communication and innovation. 


We lead with truth and honesty and pledge to treat those we serve with respect and dignity. 


We appreciate the perspective of others and genuinely care about our clients, co-workers and partners in housing.