Participating Lenders originate affordable home loans on behalf of the North Dakota Housing Finance Agency. Once a loans closes, it is sold to and serviced by the state agency.
- Fargo, Grand Forks, Northwood, West Fargo
- West Fargo
- Fargo, Grand Forks, Wahpeton
- Williston
Aspire Community Federal Credit Union
- Minot
- Fargo, Grand Forks, Jamestown, Valley City
- Fargo and Wahpeton
- Bismarck, Dickinson, Fargo, Grand Forks, Minot
- Bismarck, Crosby, Garrison, Kenmare, Linton, Mandan, Stanley, Watford City
- Fargo
- Bismarck, Devils Lake, Dickinson, Mandan, Minot, Stanley
- Bismarck, Carrington, Casselton, Devils Lake, Fargo, Grand Forks, Lisbon, Max, Minot, Richardton, Rugby
- Fargo
- Bismarck, Fargo, Hazen, Mandan
- Fargo and Williston
- Belfield, Bismarck, Dickinson, Fargo, Goodrich, Grafton, Grand Forks, LaMoure, Langdon, South Heart, Walhalla, West Fargo
- Williston
- Belcourt, Bowbells, Dickinson, Fargo, Flaxton, Hettinger, Jamestown, Minot, Regent, Rolla, Valley City
Dakota Community Bank and Trust
- Bismarck, Dickinson, Mandan
- Bismarck, Minot
- Bismarck, Dickinson
Fairway Independent Mortgage Corp
- Bismarck, Fargo, Jamestown
- Fargo and Grand Forks
- Bisbee, Bismarck, Devils Lake, Fargo, Fort Totten, Grand Forks, Hankinson, Jamestown, Lakota, Larimore, Mandan, Milnor, Napoleon, Northwood, Oakes, Portland, St. John, Steele, Valley City, Wahpeton, Wishek
- Bismarck
First International Bank & Trust
- Alexander, Bismarck, Bowdon, Elgin, Fargo, Fessenden, Grand Forks, Harvey, Killdeer, Minot, Rugby, Watford, West Fargo, Williston
- Adams, Aneta, Cooperstown, Crystal, Grafton, Hoople, Michigan, Park River, Petersburg, Sharon
- Bismarck, Fargo, Minot, West Fargo
- Bismarck, Carrington, Devils Lake, Dickinson, Fargo, Grand Forks, Hettinger, Jamestown, Mandan, Mayville, Minot, Mohall, Park River, Wahpeton, West Fargo, Williston
- Bismarck, Fargo, Grand Forks, Minot
- Dickinson, West Fargo
- Fargo
- Bismarck, Dickinson, Minot
- Cavalier, Drayton, Fargo, Grand Forks, Hamilton, Minto, Neche, Pembina, Walhalla,
Lewis and Clark Development Group
- Mandan
- Fargo
- Williston
Mountain State Financial Group, LLC
- Fargo
- Fargo, Grand Forks
Primary Residential Mortgage, Inc.
- Fargo
- Lisbon
Security First Bank of North Dakota
- Bismarck, Center, Mandan, New Salem
- Bismarck, Ellendale, Fargo, Mandan, Oakes
- Beulah and Hazen
- Fargo, Kenmare, Minot, Ryder, Stanley, West Fargo
- Williston and Watford City
- Beulah, Hazen, Stanton and Zap
- Grand Forks
- Beulah, Bismarck, Devils Lake, Fargo, Grafton, Grand Forks, Jamestown, Langdon, Minot, Williston
- Fargo
- Williston
- Fargo and West Fargo
- Bismarck
- Dickinson, Williston
- Devils Lake, Fargo, West Fargo
- Grand Forks