What is the Homeowner Assistance Fund (HAF)?
HAF’s purpose is to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and homeowner displacements. In North Dakota, the program is administered by the ND Dept. of Human Services.

Applications for the ND Help for Homeowners are now open.

Apply here

Step by step guide

More information

If you need further assistance, 701-328-1907 or haf@nd.gov.

If you are an NDHFA customer and you can’t make your mortgage payment, what should you do?
Contact NDHFA’s loan servicing department by phone, (800) 292-8621 or (701) 328-8080, or by e-mail, hfaservicing@nd.gov, to discuss your situation.

Minnesota HAF
HomeHelpMN is open for applications to help you with past-due mortgage bills and other housing expenses.  Visit HomeHelpMN.org or call 1-800-388-3226.

More Information
To learn more about HAF or to view other states’ program information: https://www.ncsha.org/homeowner-assistance-fund/.