What is the Homeowner Assistance Fund (HAF)?
HAF’s purpose is to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and homeowner displacements. In North Dakota, the program is administered by the ND Dept. of Human Services. Learn more or enroll for updates: https://www.applyforhelp.nd.gov/nd-help-homeowners

For Minnesota Housing’s response: https://www.mnhousing.gov/sites/np/covid-19

To learn more about HAF or to view other states’ program information: https://www.ncsha.org/homeowner-assistance-fund/.

If you are an NDHFA customer and you can’t make your mortgage payment, what should you do?
Contact NDHFA’s loan servicing department by phone, (800) 292-8621 or (701) 328-8080, or by e-mail, hfaservicing@nd.gov, to discuss your situation.