Mortgage Rates as of Wednesday, September 17, 2025

** FirstHome Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.550 / 5.800 1.5% / 0%
Conventional 5.800 / 6.050 1.5% / 0%
** FirstHome Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.050 / 6.300 1.5% / 0%
Conventional 6.300 / 6.550 1.5% / 0%
** FirstHome DCA Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.550 / 5.800 1.5% / 0%
Conventional 5.800 / 6.050 1.5% / 0%
North Dakota Roots Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.250 / 6.500 1.5% / 0%
Conventional 6.500 / 6.750 1.5% / 0%
North Dakota Roots Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.750 / 7.000 1.5% / 0%
Conventional 7.000 / 7.250 1.5% / 0%

** HomeAccess is eligible with these products