Mortgage Rates as of Thursday, October 29, 2026

** FirstHome Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.200 / 6.450 1.5% / 0%
Conventional 6.450 / 6.700 1.5% / 0%
** FirstHome Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.700 / 6.950 1.5% / 0%
Conventional 6.950 / 7.200 1.5% / 0%
** FirstHome DCA Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.200 / 6.450 1.5% / 0%
Conventional 6.450 / 6.700 1.5% / 0%
North Dakota Roots Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 7.250 / 7.500 1.5% / 0%
Conventional 7.500 / 7.750 1.5% / 0%
North Dakota Roots Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 7.750 / 8.000 1.5% / 0%
Conventional 8.000 / 8.250 1.5% / 0%

** HomeAccess is eligible with these products