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Valued Partnerships

Through partnerships, NDHFA is able to achieve its mission of increasing affordable housing opportunities for low-to-moderate-income North Dakotans. We value the relationship with our lenders and real estate agents who share this goal.

NDHFA works with participating lenders throughout the state to offer low-interest loans to eligible buyers – first-time buyers, special needs households, and new and returning North Dakotans. Additionally, these buyers may also qualify for closing costs and down payment assistance, giving these potential buyers greater purchasing power.

Real estate agents who have completed a training course on NDHFA’s homeownership programs have earned the designation as a “FirstHome™ Certified Agent.” These individual have exhibited a commitment to assisting first-time homebuyers. They have exclusive access to NDHFA forms, checklists and homeownership program updates.

Become a Participating Lender or FirstHome Agent

We welcome you to become a part of our network of lenders and real estate agents that guide home buyers through our affordable finance process.

An overview of our homeownership programs and current interest rates can be found on the left side bar. You’ll also find information on our lender qualifications and a link to real estate resources on the left as well.