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Rural Housing Development Loan Program

The Rural Housing Development Loan Program provides low-interest, short-term loans for predevelopment soft costs, land acquisition, site development and any other cost associated with producing housing in difficult to develop areas.

Am I Eligible?

Eligible applicants include communities or non-profit organizations representing or working in partnership with communities.

For-profit developers may also be eligible, at the sole discretion of NDHFA.

Communities must meet the USDA Rural Development definition of rural – having a population of 35,000 or less.

How Do I Apply?

To learn more about the Rural Housing Development Loan Program, download the Program Template.

Questions?

Contact the Planning and Housing Development Division at (701) 328-8080 or (800) 292-8621.