Major Home Improvement Program

The Major Home Improvement Program provides low interest rate mortgages to eligible borrowers to buy and rehabilitate a single family home or to refinance and rehabilitate the borrower's present single family home.

Borrowers are not required to be first-time home buyers. Applicants must be the first residents of the home following the completion of qualified improvements and must meet the income limits, which vary based on county and family size. The home must be their primary residence and the purchase price may not exceed the limits in effect at the time of the purchase.

For more information, contact the Homeownership Division of the North Dakota Housing Finance Agency.