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Construction Loan Guarantee

NDHFA provides Construction Loan Guarantees to lenders for contractors who build or rehabilitate affordable single-family housing in rural communities on a speculative basis.

Am I Eligible?

The community in which the housing is being built must have a population of less than 35,000 and be more than 10 miles from another community with a population of 35,000 or more.

There must be a demonstrated need for affordable housing in the community and the local governing body must support the construction.

NDHFA will accept a maximum of three active guarantees at one time from a contractor and up to five active guarantees in one community.

Construction Loan Guarantee Guide and Forms

How to Apply?

To learn more about the Construction Loan Guarantees, download the Program Template.


Contact the Planning and Housing Development Division at (701) 328-8080 or (800) 292-8621.