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HomeSmart Program The decision to buy a home should be made with realistic goals, sound advice, careful planning and an understanding of the responsibilities and costs involved. To encourage first-time homebuyers to make decision carefully and learn more about the home buying process and the responsibilities of home ownership, NDHFA offers the HomeSmart Program. HomeSmart provides a $100 grant that may be used for closing costs or other housing expenses. Am I Eligible? You must be a first-time homebuyer using NDHFA's FirstHome™ program. You must complete an approved classroom homebuyer education workshop.
How do I Apply? Submit your certificate at loan application time and request credit through the HomeSmart program. You must purchase a home within a year of the certificate date. NDHFA participating lenders typically provide a $100 credit for the course at loan closing. Questions? Contact NDHFA’s Homeownership Division at (701) 328-8080 or (800) 292-8621.
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North Dakota Housing Finance Agency 2624 Vermont Avenue, PO Box 1535, Bismarck, ND 58502-1535 Bismarck Main Office -- (701) 328-8080 | ND Toll Free (800) 292-8621 | Fax (701) 328-8090 | TTY (800) 366-6888
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Equal Housing Opportunity 
